Summary

XCover Confirm offer and Opt out on XCover Elements integrations

XCover Elements handles the front-end presentation of offers to your customers. When a customer views protection products, XCover Elements creates offers automatically — no backend integration is needed for this step.

Once a customer has selected or declined a protection product, your backend server integrates directly with the XCover API to complete the transaction. This includes:

• Confirming an offer the customer has accepted
• Opting out of an offer the customer has declined

Connecting frontend to backend: The offer response from XCover Elements contains a provider_reference field. Use the IDs from provider_reference when making requests to the XCover API — these map the frontend offer to the corresponding XCover resource.

Authentication: The XCover API uses HMAC signature authentication for all server-to-server requests.

More on Confirm Offer and Opt out API specs: XCover API Reference

You can use the HTML Demo under Client Integration Examples to display an example frontend widget, and the Postman Collection for the same demo partner to see example booking requests against the XCover API.

Note: The Postman collection requires access. Please liase with your key account manager to request access.